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How it works

How Do Car Title Loans Work

How Does Car Title Loan Work?

Like the name suggests, you would borrow money by using your car title as collateral. These type of loans do not require a credit check which means your application is processed quickly.

The amount borrowed would vary, but it depends on the value of your car and your ability to pay. In order to qualify for the car title loan, you would need to own the car. The next step would be to assess the value of your car by means of an inspection which would only involve a minimal amount of paperwork after which the money will be loaned to you.

A Car Tile Loan is a quick and convenient way to get short term Cash!

Step One

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Call or Apply Online

Fill out the confidential online application. Get a pre-approval instantly!

Step Two

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Meet With Us

You can come to our office or we can meet with you upon request.

Step Three

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Cash the Check

For you convenience we fund your loan with Bank Of America check.


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© 2014 Spectrum Car Title Loans, all rights reserved.

Loans Made Pursuant to Department of Business Oversight California Finance Lenders Law License #603K126, Spectrum Funding, LLC.

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